What makes Brownsville’s drivers safe most?

What makes Brownsville’s drivers safe most?
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The name of Brownsville in the state of Texas is not alien to many people. The city is county seat of Cameron County and is located on the Rio Grande and contains a channel that provide shelter for oceangoing ships as well and it is also the 15th largest city in Texas and the 129th largest in the United States. Well, these are mainly descriptions of the city but only a few people do know that the city possesses a unique feat.


As per the recently released fifth annual Allstate America’s Best Drivers Report, drivers of the state have been found to collide with each other less frequently in compression to other cities of the same state. Well, the main reason of the episode is not clear yet. Is it because safe driver status equates low insurance rates in the eyes of insurance companies? It is also uncertain yet.


Let’s delve into the matter more precisely. As stated by the report and an assortment of other studies, Brownsville, in the span of last three years, has been able to retain its best position in the list of state’s safest drivers. Only in this year the city has been identified for holding the 23rd position among safest drivers in the nation. Even though this is nothing but only a two point reduction from last year, it remains ahead of other leading cities like Omaha, Neb (ranked 24).


Which is the best in-state contender of the city then? It is McAllen that ranked 39 th.


It is to be noted that Allstate America’s Best Drivers Report, known for appraising 200 largest U.S. cities, ascertain its rankings on the basis of the volume of insurance claims per capita a given city’s drivers produce. There s hardly any doubt that Brownsville, per person, produces the lowest number of claims of any other Texas city on Allstate’s list.


What makes Brownsville attain the pinnacle of success? Experts suggest there may be the presence of various factors. While on one hand it may be that drivers in the sphere of the city are more experient regarding steering clear of collisions in comparison to drivers in other places. It may also be that the city’s relatively high presence of uninsured motorists brings forth the picture that fewer claims are being filed. This reason is also not far to see. As only a few people are possessors of auto insurance and can’t file a claim even if their lives depend on it.


There may be another reason; Cameron County has one of the lowest auto insurance rates. 

 



Posted on : Tue, 16 Feb 2010 23:17 GMT | Insurance News
By : Paula Jenskins
 
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